Financial Services Guide

Financial Services Guide

This Financial Services Guide (FSG) is an important document. It is designed to assist you in deciding whether to use any of the financial services and products offered by us, Healthbridge Investment Management Pty Ltd (ABN 89 631 971 081) (Healthbridge Investments).

As an Authorised Representative (No. 001277945) of Cache (RE Services) Ltd (ABN 84 616 465 671, AFSL 494886) (Cache RE), we are required to provide our retail investors with this FSG.

This FSG provides you with important information about: .

  • The types of services and products we can offer to you
  • How we (and other relevant persons) are remunerated for these services and products
  • Our external complaints handling procedures and how you can utilise them
  • How you can contact both us and our responsible entity, Cache RE.

This FSG is designed to help you understand our services and products before you use them or invest in them.

Healthbridge Investments undertakes distribution (including promotion and marketing) and portfolio management services in relation to Healthbridge Capital (ARSN 622 702 818) (Fund).

Cache RE acts as responsible entity for the Fund.

You will receive other disclosure documents if you invest in Healthbridge Capital You should ensure you read all documents carefully and consult with your licensed financial adviser if required.

INFORMATION ABOUT US

Healthbridge Investments brings together a professional team who have a diverse background in the medical, pharmaceutical and funds management industries.

Our aim is to invest in Shariah compliant, innovative and pioneering Australian healthcare opportunities that support a diverse range of Australian health professionals and companies.

We do not act as a representative of any other licensee in relation to the services we provide you.

OUR FINANCIAL SERVICES AND FINANCIAL PRODUCTS

We are authorised to provide the following financial services:

    1. Provide general financial product advice in respect of the following financial product: interests in managed investment schemes (including the Fund);
    2. Deal in financial product on behalf of another person by applying for, acquiring, varying or disposing of the following financial product: interests in managed investment schemes (including the Fund);

We are authorised to provide financial services to retail and wholesale clients.

PRODUCT DISCLOSURE STATEMENT (PDS)

Before you can invest in our retail financial product we are required to provide you with a PDS. The PDS contains important information regarding the features, benefits, risks and fees applicable to an investment in that financial product, and should be read carefully to enable you to make an informed decision about whether to invest in the financial product.

STATEMENT OF ADVICE (SOA)

A Statement of Advice (SOA) will normally be given to you when you are provided with any personal advice, which takes into account your objectives, financial situation and needs. We do not provide personal advice. Therefore, we will not provide you with an SOA.

An intermediary (such as a financial planner, financial adviser, stockbroker or dealer group) may provide you with an SOA.

RECORD KEEPING

Registry Direct Pty Limited (Registry Direct) has been appointed as the Unit Registry of the Fund. The role of the Unit Registry is to keep a record of investors in the Fund. This includes information such as the quantity of units held, TFNs (if provided), and bank account details.

Registry Direct, Cache RE and Healthbridge Investments will seek to ensure that comprehensive and accurate records of all transactions and investments undertaken, and documentation executed, are properly maintained for the Fund.

REMUNERATION OR OTHER BENEFITS RECEIVED BY US

If you invest in the Fund, we will receive remuneration in relation to your investment. This remuneration may include management fees (including transaction and ongoing fees). We may also be entitled to recover expenses incurred. The remuneration and expense recoveries we will receive are set out in the PDS for the Fund.

We do not receive any fees, nor do we charge you additional fees, for providing financial product advice.

Our employees who give general advice do not receive specific payments or commissions for the giving of that advice. These employees and our directors receive salaries, bonuses and other benefits from us.

Bonus payments and other benefits are discretionary, and based on achievement of predetermined objectives.

REMUNERATION OR BENEFITS PAID TO OTHER PARTIES

Where you have been referred to us via a third party IDPS platform, we may pay a rebate to that IDPS platform provider.

You may receive advice in relation to the products we offer from financial advisers that do not work for us. These advisers do not receive any commission from us. The adviser’s remuneration is added to the fees you may pay when investing in our products. Your adviser is also required to set out the remuneration they receive in their FSG and SOA which they must give to you.

Cache RE will be entitled to receive fees and recover Fund related expenses out of the assets of the Fund, as outlined in the PDS for the Fund. Cache RE will not be separately remunerated by you.

COMPENSATION ARRANGEMENTS

Cache RE and Healthbridge Investments have professional indemnity insurance cover in place in respect of financial services provided to our clients. This insurance covers claims in relation to the conduct of our past and present representatives. These arrangements comply with the requirements of section 912B of the Corporations Act 2001.

DISCLOSURE OF RELEVANT CONFLICTS OF INTEREST

We do not have any relationships or associations which might influence us in providing you with our financial products and services.

PRIVACY

Your right to privacy is important to Healthbridge Investments. A statement explaining your privacy rights and our rights and obligations in relation to your personal information is contained in the PDS for the Fund.

COMPLAINTS HANDLING

Both Cache RE and Healthbridge Capital have established procedures for dealing with complaints. If an investor has a complaint, they can contact the relevant Responsible Entity or Healthbridge Investments during business hours.

Healthbridge Investments – Investment Manager for Healthbridge Capital

Please contact Healthbridge Investments on 1300 933 034 or +61 2 8077 3376 or alternatively write to Healthbridge Investments at Suite 4c, 9-13 Redmyre Rd Strathfield, NSW 2135. Healthbridge Investments will use reasonable endeavours to deal with and resolve the complaint within a reasonable time but in any case, no later than 30 days after receipt of the complaint.

If you are not satisfied with how your complaint was handled and require further resolution you can contact Cache RE or the Australian Financial Complaints Authority (AFCA) on the contact details provided below.

Contacting Cache RE – Responsible Entity for Healthbridge Capital

Please contact Cache RE on 1300 122 243 or alternatively write to Cache RE at 81-83 Campbell Street, Surry Hills NSW 2010. Cache RE will use reasonable endeavours to deal with and resolve the complaint within a reasonable time but in any case, no later than 30 days after receipt of the complaint.

If you are not satisfied with how your complaint was handled and require further resolution you can contact Healthbridge Investments or the Australian Financial Complaints Authority (AFCA) on the contact details provided below.

Australian Financial Complaints Authority AFCA is the new external dispute resolution scheme for complaints involving financial services and products replacing FOS.

The contact details for AFCA are: Phone: 1800 931 678 (free call) Email: info@afca.org.au Mail: Australian Financial Complaints Authority, GPO Box 3, Melbourne VIC 3001

More information about the Australian Financial Complaints Authority is available from their website: https://www.afca.org.au/

CONTACTING US

Cache (RE Services) Ltd

81-83 Campbell Street

Surry Hills NSW 2010

Phone : 1300 122 243

Email : trustee@cacheinvest.com.au

Healthbridge Investment Management Pty Ltd

Suite 4c, 9-13 Redmyre Rd Strathfield, NSW 2135 Australia

Phone: 1300 933 034

Email: investors@healthbridgeinvest.com.au

Website: http://www.healthbridgeinvest.com.au

Product Disclosure Statement

To download our Product Disclosure Statement (PDS), please complete the form below.