Frequently Asked Questions

From its inception in December 2019 until the date of the current Product Disclosure Statement (PDS), the Fund has demonstrated consistent performance in the healthcare financing sector. Key highlights include:

• $22 million in assets transitioned* from an existing health services funding business.
• 58 monthly distributions* made directly to unitholders’ bank accounts.

Important Notes:

• Past performance is not a reliable indicator of future results.
• The Fund’s performance is influenced by its underlying investments and market conditions. Future performance is subject to risks and uncertainties as outlined in the PDS.

For more detailed information, refer to the Performance and Financial Overview sections of the PDS or contact Healthbridge Investments directly.

*based on information available as of January 2025

When funds are received they sit in the trust account until the beginning of the following month. For example – your funds received prior to 31^st January 2025 will be invested on 1^st February 2025. On or around the 1^st February you will receive units, expected to be at $1.0000 each and a link to establish your online account to monitor your investments. You will not receive a holdings statement nor a link to establish your online account until units are issued to you.

The fund does not currently have an income reinvestment scheme. As such all income must be paid to the investors bank account (3^rd party bank accounts not permitted as per Anti-Money Laundering legislation).

Distributions are typically paid within 50 business days from the end of the calendar month. The table below provides an indicative timetable of income distribution payments for each calendar month.

*public holidays not taken into consideration so these dates are just an indication

The following information relates to current investors that remain in the “Open Class”.

The fund allows four windows in the year where it permits withdrawals from the fund, proceeds are normally paid within 50 business days from the quarter end month (see below “Relevant Date”)

Redemption Schedule after you receive 12 months of monthly income distributions.

*NAV – Net Asset Value is calculated monthly by Ascent Fund Services which delivers a unit price cum distribution and ex distribution. Cum distribution unit price will include the distribution before it is paid to the unitholders. Ex distribution unit price will exclude the distribution once it is paid. Unit prices will only temporarily include the distribution from the time it is calculated to the time it is paid. When all assets are operating at full capacity the unit price is expected to be $1.0000.

Unitholders should email investor services at investors@healthbridgeinvest.com.au and request a redemption form.

No. Only investors who currently hold units earn income.

It is possible. Unitholders are advised to read the risk section of the PDS and the TMD to understand the risk profile of the fund to ensure it meets an investor’s personal financial circumstance.

We encourage you to seek independent tax advice.

Since the fund is domiciled in Australian currency, we also prefer Australian bank accounts. However, investors may provide their international bank accounts. However, there are additional processing fees associated with international bank account payments. The fund will charge $AUD40 per monthly income distribution to cover the cost of processing the payment.

Investors will need to consider the effect of foreign exchange fluctuations from AUD to their local currency.

Other risks and costs may apply. International investors should invest at their own risks.

Generally, if you invest more than $500,000 or your net worth is greater than $2.5m you may be defined as a wholesale investor. You may ask for a wholesale rebate from Healthbridge Investment Management Pty Ltd of up to 0.4% (inclusive of GST) once you have received 12 months’ income distribution. This rebate will occur between the investment manager and the wholesale unitholder. This is only available for the first 12 months only.

For the 2-year and 3-year term classes, the following dates are critical:

1. Application Date:
   1. Applications must be submitted by the 25th calendar day of any given month to be processed based on the Fund’s Net Asset Value (NAV) calculated on the last business day of that month.
   2. If submitted after this date, your application will be processed the following month.
2. Date of Issue:
   1. Units are issued on the first calendar day of the month following the Application Date.
3. Term Maturity Date:
   1. The Term Maturity Date is 2 or 3 years from the Date of Issue of your initial investment.
   2. For example, if units are issued on 1 February 2025:
      
      2027. The 2-Year Term Maturity Date is 1 February 2027.
      2028. The 3-Year Term Maturity Date is 1 February 2028.
   3. Redemption Request Deadline:
      1. If you wish to redeem your investment, you must submit a Redemption Request at least 90 days before the Term Maturity Date.
   4. Redemption Payment:
      1. Redemption proceeds are generally paid within 21 days after the Term Maturity Date.
   5. Distribution Dates:
      1. Distributions are made monthly, with payments typically processed 50 business days after the last calendar day of the distribution period.

Where can I find more details?

These dates are outlined in the Key Information Summary, Applications, and Redemptions sections of the Product Disclosure Statement (PDS). For precise timelines, always refer to the PDS or contact Healthbridge Investments directly.

Units in the Closed Class are no longer available for investment, but existing Closed Class investors can switch to the 2-year or 3-year term by submitting a new Application Form.

Steps to Switch:

1. Complete the Application Form: This is available in the Product Disclosure Statement (PDS) or on request from Healthbridge Investments.
2. Submit the Form and Required Documents: Send the completed application form along with any required identification documents to the Unit Registry (Registry Direct).
3. Invest Additional Funds (if applicable): Ensure your investment meets the minimum amount for the selected term:
   1. 2-Year Term: Minimum $25,000 initial investment.
   2. 3-Year Term: Minimum $25,000 initial investment.

Once processed, your units in the 2-year or 3-year term will align with the respective term maturity and redemption policies. For further assistance, please contact Healthbridge Investments or refer to the PDS for more details.

Product Name: Healthbridge Capital

APIR Code: QFS6590AU

ISIN: AU60QFS65908

An APIR Code is a unique identifier issued by APIR® to participants and products within the Financial Services Industry.

An International Securities Identification Number (ISIN) is a 12-digit alphanumeric code that uniquely identifies a specific security. The organization that allocates ISINs in any particular country is the country’s respective National Numbering Agency (NNA).

Investors in the 2-year and 3-year terms should be aware that redemptions are generally only available at the end of the respective term’s maturity date (the Term Maturity Date). If you wish to redeem your investment, you must submit a Redemption Request at least 90 days before the Term Maturity Date. Redemption proceeds will typically be paid within 21 days after the maturity date.

Early redemptions are not typically permitted.

For exceptions, please note:

• The Responsible Entity reserves the right to accept or reject Redemption Requests at its discretion.
• In extraordinary circumstances, redemptions may be suspended to protect the interests of all investors.

For full details, refer to the Redemption Policy outlined in the Product Disclosure Statement (PDS).